Job summary

We are now looking for an experienced, hands-on, Know Your Customer (KYC) Analyst who can help us further professionalize our seller and buyer onboarding processes. In this position you are part of the Group Center of Excellence (COE), report to the Group COE Specialist and work in close cooperation with our Group Legal team, our Group Product team, and our brand sales teams across Europe. Group COE is positioned in the Group Risk & Compliance team, where your immediate colleagues work on a variety of compliance topics, like information security and privacy.

As a KYC Analyst, you play a critical role in ensuring compliance with financial regulations and mitigating financial crime risk within TBAuctions.
You are responsible for conducting due diligence on new and existing clients, assessing their risk profiles, and ensuring adherence to Anti-Money Laundering (AML), Counter Terrorist Financing (CTF), and Know Your Customer (KYC) regulations.
This role requires strong analytical skills, attention to detail, and the ability to navigate complex regulatory frameworks within the European Union. Top candidates will also be excellent communicators and can train and educate our business teams on compliance topics.

Key Responsibilities:

• Customer Due Diligence (CDD)- Conduct risk-based due diligence on new and existing sellers and buyers, including individuals and entities;

• Enhanced Due Diligence (EDD)- Perform in-depth investigations for high-risk sellers and buyers, Politically Exposed Persons, and entities from high-risk jurisdictions. Building risk assessments to mitigate risk and make evidence-based decisions;

• Ongoing monitoring- Continuously review client activity and patterns to identify unusual or suspicious behavior. Report suspicious activity through internal escalation procedures and assist with regulatory reporting;

• Data verification & Documentation- Collect, review, and validate KYC documentation, including company structures, UBO’s and identification;

• Continuous improvement- Identify improvements to our KYC processes and technology and provide proposals to implement these;

• Communications- Provide practical advisory support on KYC procedures to key stakeholders and liaise with our Payment Service Providers across our countries of operation for case resolution.

Key Skills & Competencies:

• Regulatory knowledge- Strong understanding of EU AMLD, FATF guidelines, and global KYC practices;

• Analytical skills- The ability to assess financial and legal structures and detect potential financial crime risks;

• Problem Solving & Critical thinking- Proactive in identifying compliance risks and recommending mitigation strategies. The ability to review and resolve complex information and perform thorough economic crime prevention investigations;

• Data interpretation & Decision making- The ability to interpret data independently to make evidence-based decisions with confidence;

• Attention to detail-High level of accuracy in reviewing client documentation and transaction activity;

• Excellent communication skills- ability to communicate with multiple international business teams in a comprehensive way;

• KYC screening tools and software- Experience in using Moody’s application suite or equivalent screening and risk assessment software.

Qualifications & Experience

• Minimum of 2 years of experience in Know Your Customer (KYC) Investigation or comparable analytical processes.

• Formal qualification in Law, Finance, Business, Economics, Criminology, or equivalent subject is beneficial.

• Ability to present and facilitate resolution of complex topics in a comprehensive way while balancing customer experience;

• Ability to educate audiences of different background and nature on KYC topics;

• Fluent in English, with excellent verbal and written communication skills.

• Experience working with Moody’s application suite is an advantage.

• Working proficiency in Dutch or additional European languages are a plus.
  

If you don’t check every box, we still encourage you to apply. At TBAuctions, we value eagerness to learn and grow more than just ticking all the qualifications.

What we offer you

• Varied role within an entrepreneurial and innovative organization and with good development opportunities

• Competitive salary ranging between €40,000-€45,000 per year

• Good pension scheme

• Bonus scheme (up to one gross monthly salary per year)

• 25 vacation days

• Laptop and Mobile Phone

• Training opportunities

• Working in a team of professionals, where hard work is well combined with humor and fun.

This is TBAuctions

TBAuctions (TBA) is Europe's leading multi-brand digital auction platform for B2B used goods. We are powered by a diverse and international team of over 1,200 professionals across the Nordics, Benelux, UK and Continental Europe. Our belief that 'everything has value' drives us to innovate through technology, creating more effective and sustainable auction processes. Our culture is based on our core values, which guide every decision we make, from hiring to performance reviews, from day-to-day decisions to key business strategies. We put bidders and sellers first, we take responsibility, we deliver results and we succeed as a team - because we are better together!